A 50-state quick reference to dealer warranty-reimbursement law: labor rates, paid hours, parts, claims and chargebacks, and whether service contracts and CPO are covered. Built from public statutes and, where they set a rule, state agency regulations.
What's here
- Map: U.S. Audit Climate (opens first) — the audit climate score (0–100) on a U.S. map: how restrictive each state's law is toward warranty audits, chargebacks and rate validation. Hover or click a state for how it was scored.
- Matrix: State-by-State Rules — one row per state: labor rate, rate increase requests, manufacturer response, paid hours, parts markup, and service contracts and CPO. Click a state for its key facts, with the statute quotes and sources one click deeper. Tick 2 to 6 states, then press Compare to see them side by side.
- Dashboard: Overview of Rule Types — rule counts across all 50 states: how many states give each answer, with a plain-English definition of every answer and the states behind it.
- Governing Bodies — for each state: the statute, any state agency rule that adds a warranty rule, the agency (with a link to its website) and where a dealer takes a dispute.
- Cases & Laws — key decisions and legislation on rate submissions, audits and chargebacks, each labeled with how it was verified.
- News — law changes and rulings (up to 5 a week) plus industry commentary from reliable trade and legal publications (up to 3 a week), labeled separately, with the list of sources checked.
- Downloads — the Excel workbook (everything on the site), one-page state PDFs and one research data file.
- Update log — the Monday law-change checks and site updates.
How to read it
- Yes
- The state's warranty rate and time rules apply to that coverage.
- Conditional
- Applies only if a condition is met, usually who issues or pays for the contract.
- Not covered
- The statute excludes it or limits the rule to manufacturer-issued work.
- Silent · Not set in statute
- The statute says nothing. Contracts, regulations or other law may still apply.
- Full details
- The statute quote, pinpoint cite and conditions behind each key fact.
Keep in mind
- Internal use only. Research summary, not legal advice. Verify against the cited statute and take disputes to Legal.
- No company rates or dealer payment data.
- Checked for law changes every Monday. Each state shows Last verified and Law last amended.
- Flagged states (New England, New York, northern New Jersey and Hawaii) are outlined in gold on the map and marked Flagged elsewhere.
- Scope: franchised passenger-vehicle dealers. RV, heavy-truck and independent repair-shop rules are out of scope.
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Research history and sources
Initial research September 21, 2026. Coverage by contract type verified September 24–25. Audit fields and law dates verified September 25. Official legislature text was used wherever available; enrolled acts or current code copies are labeled in each state.
The States pages show the law in effect today and flag enacted changes that take effect later (for example, Rhode Island on October 1, 2026). Pending bills are listed in Weekly checks and are never treated as law.
Glossary
- Hourly rate vs. paid hours
- Labor payment = hourly rate × allowed hours. A time multiplier changes the hours; Wisconsin builds the time difference into the rate.
- Posted vs. effective labor rate
- Posted is the advertised rate. Effective is labor revenue divided by the hours in the qualifying sample.
- Parts markup vs. gross margin
- A $100 part reimbursed at $160 is a 60% markup and a 37.5% gross margin.
- Sample period vs. age limit
- The sample period is how much repair-order history to submit; the age limit is how old it can be.